Financial guidance is personal — and it starts with getting to know the person behind the plan.

Meet Ryan Creegan, CFP®

At Sheltered Garden Financial Group, we believe that the most successful financial plans are built on trust, clarity, and personal connection. Founded in Fitchburg, Massachusetts, by CERTIFIED FINANCIAL PLANNER® Ryan Creegan, our mission is to help clients across Central Massachusetts grow their financial futures with confidence.

A Financial Planner Rooted in Experience — and Innovation

With over eight years of combined experience in commercial loan underwriting and financial planning, Ryan brings a unique dual-lens approach to his work. He understands both sides of financial strategy — the numbers and the people behind them.
Ryan earned his degree in Finance from Bentley University and later became a CFP® to bring a deeper level of care and strategy to his clients’ lives. From retirement planning in Fitchburg to investment advising in Leominster, his mission is to make financial planning more approachable, personal, and forward-thinking.

Why Clients of Every Generation Trust Sheltered Garden Financial Group

Whether you’re just starting your financial journey or preparing for retirement, Ryan understands how to meet you where you are. With a strong foundation in traditional financial planning and a deep understanding of today’s evolving strategies, he offers guidance that resonates with both seasoned investors and the next generation of wealth-builders.
Ryan works to simplify complex concepts, introduce modern tools when appropriate, and draw from years of experience to make well-informed decisions. From retirement planning to first-time investing, Ryan brings a balanced approach that earns the trust of clients across all life stages.

Ready to take the next step in your financial journey?

Let’s Grow Your Financial Future, Together.

Whether you’re planning for retirement, building your investment portfolio, or navigating a major life change, Sheltered Garden Financial Group is here to help. We serve individuals and families throughout Fitchburg, Leominster, Gardner, and nearby communities with personalized financial guidance grounded in trust and experience.

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