Grounded in Experience. Growing with Innovation.

Grow Your Financial Future with a Trusted Financial Planner

At Sheltered Garden Financial Group, we provide personalized financial planning services for individuals and families across Central Massachusetts. Whether you’re building your investment portfolio, preparing for retirement, or navigating life after a major transition, our approach is rooted in trust, transparency, and long-term results.
Led by CERTIFIED FINANCIAL PLANNER® Ryan Creegan, we proudly serve clients in Fitchburg, Leominster, Gardner, and surrounding areas — helping you grow and protect your wealth with confidence. As a modern advisor with a foundation in traditional finance, Ryan blends innovative investment strategies with time-tested principles.

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Our Story

Meet Ryan Creegan, CFP® – Your Local Financial Partner

At Sheltered Garden Financial Group, I take pride in guiding my clients through every stage of life, helping them to have a secure financial future tailored to their unique goals and aspirations.

Ryan Creegan launched Sheltered Garden Financial Group to offer a unique kind of financial guidance: one that’s rooted in relationships, not transactions. With experience in both commercial loan underwriting and personal financial planning, Ryan brings a unique understanding of today’s markets and tomorrow’s opportunities.

As a Financial Planner based in Fitchburg, MA, Ryan is proud to support clients at every life stage — whether you’re growing a business, saving for your child’s education, or preparing for retirement.

Read More About Ryan

Curious if Sheltered Garden Financial Group is the right fit for your financial journey? This 60-minute call is a no-pressure opportunity to connect with Ryan Creegan, CERTIFIED FINANCIAL PLANNER®, to discuss your goals, ask questions, and learn more about how our personalized planning approach can support you and your family’s future.

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Experience and Commitment at Sheltered Garden Financial Group

With extensive knowledge of today’s markets, I am committed to providing personalized service and support, helping clients in Fitchburg and surrounding areas towards their financial goals.

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What We Offer

Comprehensive Financial Services Tailored To You

Investment Management

Build a personalized portfolio aligned with your financial goals and risk tolerance. As your dedicated Investment Advisor in Leominster and the surrounding region, we create strategies designed to grow and protect your wealth.

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Retirement Planning

Whether you’re years away or already preparing to retire, we’ll help craft a retirement plan that supports your lifestyle and gives you peace of mind. If you’re seeking Retirement Planning in Gardner, MA, you’re in the right place.

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Financial Planning for Life Transitions

From end-of-life and post-divorce planning to education and inheritance, we provide compassionate, clear guidance for whatever life brings next.

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Ready to take the next step in your financial journey?

Let’s Grow Your Financial Future, Together.

Whether you’re planning for retirement, building your investment portfolio, or navigating a major life change, Sheltered Garden Financial Group is here to help. We serve individuals and families throughout Fitchburg, Leominster, Gardner, and nearby communities with personalized financial guidance grounded in trust and experience.

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